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Copyright Policy. Unless otherwise noted, I am the legal copyright holder of the material on this site and all material here may not be used, reprinted, or published without my written contest. [It’s politeness to let me know anyway, and heck I might be able to help make it even better for you.]

Hold Harmless. The information provided on this site is for informational and/or entertainment purposes only and I am not providing medical, financial, legal or other professional advice. [What you do with this information is up to you and needs to be tailored to your own specific circumstances.]

Advertisers / Sponsors / Affiliate Arrangements. If you purchase a product or service based upon visiting and/or following a link from this site, just assume I make money from it. Assume I always have a financial interest in anything you do on this site. Make up your own mind about my recommendations or comments, and do your due diligence. Additionally, if you have any problems with any such purchases you must take action with that company to resolve any issues, not me. [However I appreciate you informing me of any such problems.]

Reserve Rights. We reserve the right to change the focus of this blog, to shut it down, to sell it, or to change the terms of use (eg go to a paid platform) at our complete discretion.